Last week I wrote a post all about saving money for something special whether that be for a house, a holiday or whatever else tickles your fancy. You can read that post here. For myself personally my special purchase was my first home and now that I am in my home I am still trying to save money where I can. So here are 5 tips that I have learnt to help cut back on monthly bills:
1. Meal Plan! – I cannot stress this one enough! I sit and plan what we are going to have each night and make a list of things that I know we are going to need. This list is gospel and I try and stick to it every week, if it’s not on the list it aint going in the trolley! I do pick up treats here and there but keeping to this list helps me to keep within our budget and I can keep on track of what I spend.
2. Consider a water meter – We live in a 3 bed house and as such the council automatically put us on a water tariff which takes this in to account. Since there are only 2 of us in the house we had a water meter fitted and it has literally saved us hundreds of pounds a year. On this note here is one quick and easy tip which I remember being told in my first ever secondary school assembly: When you are brushing your teeth turn off the tap! It’s a golden rule which has stuck in my mind!
3. When you leave a room, switch off those lights! – I try and make a habit of this. There is no point leaving a light on for the invisible man or the monster under your bed. I also switch the telly off when no one is watching it, the other half used to leave it on when we were eating dinner in another room and it would drive me mad, even leaving the TV on for half an hour a day extra soon adds up!
4. Try the next brand down – I saw this tip on the Martin Lewis Show. If you normally buy Mcvities try the next brand down of Tesco’s own or even be brave and try the value range. Swapping a couple of things in your weekly shop can soon see you making big savings. And who knows you might even find something that you prefer. Personally I do most of my shopping at Aldi and I have found some great products which give the big brands a run for their money!
5. If you want something cheaper just ask! – Ok so this one is simple in theory but I know some people do not like doing it but I have made some great savings with things such as insurances. We had breakdown cover with one company and found that another company were offering the same in terms of service but they were considerably cheaper, almost by £100! We told our breakdown company and they lowered the price to match. It is always worth asking, the worst they can say is no!
What are your tips for saving on your monthly bills?